Specialist

Million Pound Mortgage

Service for large mortgage loans

Miliion Pound Mortgages by Clifton Private Finance, Specialist Mortgage Broker

Clifton private finance

We specialize in helping clients source large mortgages over £1 million pounds on residential and investment property transactions in the UK

We work with select high street and private banks that will look at your requirement on a bespoke basis.

Our service provides:

  • Bespoke lending solutions from £1million
  • Large mortgage loans up to 95% LTV (Loan to value)
  • Uncomplicated approach to income & wealth
  • Large loan interest only mortgage options 
  • Lombard lending from £2m
  • Mortgages for residential and investment properties
  • Mortgage finance for landed estates
  • Borrowing into retirement options (including interest only)
  • Options for short term finance (bridging), buy to let, commercial and development
  • Mortgage solutions for complex income arrangements e.g. onshore and offshore trusts and property held in offshore companies
  • Solutions for HNW & UHNW individuals with no assets under management requirement
  • Offshore solutions for UK expats, non domiciled UK residents, UK residents earning in a foreign currency and foreign nationals
  • Independent service & expert advice

See our recent case studies helping clients to find million pound mortgage finance

 

2 Year Tracker

Up to £1.5m (Remortgage)

3.94% APR

2 Year Tracker

Subsequent rate 6.99%

LTV - 60%

APRC 6.5%*

Product Fee £999

No valuation fee

No Early Redemption Charges

As of 8th February 2023

5 Year Fixed

Up to £5m (Remortgage)

3.99% APR

5 Year Fixed

Subsequent rate 6.79%

LTV - 60%

APRC 5.8%*

Product Fee £999

Free valuation

Early Redemption Charges - Yes

As of 8th February 2023

10 Year Fixed

Up to £1m (Remortgage)

4.04% APR

10 Year Fixed

Subsequent rate 6.99%

LTV - 60%

APRC 5.1%*

Product Fee £999

Free valuation

£250 Cashback

Early Redemption Charges - Yes

As of 24th January 2023

Contact Us

Thank You for your interest - please complete the form below and a member of our team will be in contact.

*Overall Cost For Comparison

Latest Case Studies

Call our large mortgage loan team on 0203 900 4322 to discuss your requirements or book a call back at a time that suits you.
Recent

Property Finance Deals

Securing a Residential Mortgage for a £20 Million Surrey Home
Securing a Residential Mortgage for a £20 Million Surrey Home
Area
Surrey
Capital Raised
£13m
Interest Only Borrowing At £1.78m For Property Improvements
Interest Only Borrowing At £1.78m For Property Improvements
Area
Reading
Capital Raised
£1.8m
Large Mortgage for Business Owner with Complex Offshore Holding Company and Trust Structure
Large Mortgage for Business Owner with Complex Offshore Holding Company and Trust Structure
Area
Orpington
Capital Raised
£1.4m
Director Loan Used as Deposit for Large Self Employed Mortgage
Director's Loan Used as Deposit for Large Self Employed Mortgage
Area
London
Capital Raised
£1.6m
Quick Mortgage Arranged to Raise £1,286,250 For London Home Within Two Weeks of Making an Offer
Quick Mortgage Arranged to Raise £1.2m For London Home Within Two Weeks of Making an Offer
Area
London
Capital Raised
£1.29m
Residential mortgage for £20m Surrey home owned via overseas company with complex self employed income
Residential mortgage for £20m Surrey home owned via overseas company with complex self employed income
Area
Surrey
Capital Raised
£13m

More Opportunities »

Contact Us

£1 Million Pound Plus Mortgage Service

Specialist large mortgage service providing:

While you're here, please read our complete guide on securing a HNW mortgage

How do I secure a large mortgage over a million pounds?

Whether you are refinancing or buying a new property for residential or investment purposes, a lender's criteria will depend on several factors. 

If you have a standard employed income that supports repayments, that opens up a large range of lenders.

More complex income, e.g. where you are self-employed or where income comes from more than one source, e.g. foreign income or company retained earnings, may require a different approach.

Many lenders are comfortable structuring a large loan mortgage over £1 million where a high percentage of overall income is made up of bonuses and dividends - lenders will typically look at your requirements on a case by case basis.

As well as existing properties, other assets such as personal pensions and listed security investment portfolios can be taken into account when determining the level of finance you can access.

Contact us to discuss your requirements on 0203 900 4322 or book a call-back at a time that suits you.

Book Consultation »

Recent Case Studies & Editorial: 

£13 Million Mortgage For Home In Surrey With Complex Self Employed Income »

£7.35 Million Buy To Let Portfolio Refinance »

Million Pound Mortgage With 5% Deposit For Law Firm Partner »

£3.5 Million Capital Raise Remortgage of 4 Houses In Notting Hill »

£1.7 Million Pound Mortgage Capital Raise To Finance Divorce Settlement »

How to get a million pound mortgage »

How much does a million pound mortgage cost »

 
What Our

Clients Say

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Get in Touch

If you have any questions about our services or want to start making things happen please contact us